⭐ We are celebrating 20 years of business! ⭐

As a thank you, we have increased our referral voucher to £70 for any referrals who complete a mortgage or protection with us.


Independent Mortgage Advisers

Old school values with modern efficiency

Home Movers

If you’re moving up the property ladder, you may need a larger mortgage. Are you able to borrow the amount required, and would the new payments be affordable to you?

First Time Buyers

At Mortgage & Money Management, we will discuss all of your needs with you first and look at the best deal to suit you, as well as breaking down all relevant costs you can expect.


If you are coming to the end of a deal with your current lender we will assess your current financial circumstances and recommend to you the best mortgage product with the best rate to fit your requirements, at a monthly cost that’s affordable to you.

Call Our Mortgage Advisers For Independent Advice

Free initial consultation
Helpful experts who are committed to giving you the best advice
Searching 1000s of mortgages to find the best deal for you

Welcome To Mortgage & Money Management Ltd.

We are Independent Mortgage & Protection Brokers based in Puckeridge, near Ware, Hertfordshire.

Mortgage & Money Management Ltd has an abundance of industry experience within our team of brokers and administrators to offer you the very best mortgage and protection advice and products, whilst maintaining the highest levels of service.

Based on 235 reviews
Danielle Wilkie
Danielle Wilkie
0nce again we have used Edd from Mortgage & Money Management and once again we have had first class service. Always on hand for advice and has been there every step of the way with helping us sort out our finances. Can not praise this company enough for their efficient replies to any queries we have had and explaining what has been going on. Once again thanks to Edd and Marc for all of their help over the last few weeks.
Patrick Chapman
Patrick Chapman
Fantastic service from Alison, easy communication and everything explained well. More importantly secured us s great deal thank you.
If you need a Mortage / Advice this is the place, I was recommended Edd by my good friend who was also recommend. It’s clear to see why! Edd is so helpful and passionate. He made the visit times work for us. Edd explained the different services and rates. Getting a mortgage is a big thing but Edd made it easier and did all the groundwork for us! Then Marc sorted the last steps and kept us in the loop! Great company 100% recommended. Thank you Both!
Got accused of trying to do mortgage fraud by Allison for simply asking questions? I have a masters in law and was a legal professional. To say I’m pissed off is an understatement. Dumb woman.
William Gibson
William Gibson
Been dealing with Oliver Dulson & he’s great. I’d highly recommend him as a broker!
Bogdan Nicusor Vasilescu
Bogdan Nicusor Vasilescu
I would definitely recommend M&MM to anyone that wants a helpful,professional and knowledgeable mortgage application process.Pani was very helpful and made himself available whenever we needed his help.Thanks again for your help.
Anwen Davis
Anwen Davis
Highly recommend mortgage & money management. Olly is a fantastic broker and very professional - as first time buyers, we had lots of questions and he was always happy to talk us through things. Will definitely use m&mm in the future.
Nurul Miah
Nurul Miah
Being a first-time buyer, I felt initially overwhelmed about where to begin. Someone suggested Mortgage and Money Management, and they exceeded my expectations! Alison, my mortgage advisor/broker, was a true blessing. She demonstrated excellence from the beginning to the end—utterly professional and an incredible person. Literally guided me through the whole process and helped calm me down when i started to panic! Without a doubt, Alison is the best external entity I've ever worked with. A heartfelt thank you! Will definitely use Mortgage & Money management!!
Emma Slater
Emma Slater
Very professional, helpful and answered any questions we had. Olly was great. Would recommend
John Courtney
John Courtney
Fantastic group of people. Highly recommend the team. professional, helpful, courteous and above all want the best and get the best for your needs. 5*

Latest News

First Time Buyer? How Mortgage & Money Management Ltd can help

Buying your first home can be an exciting yet daunting experience, especially in the ever-changing landscape of the UK property market. For first-time buyers, navigating the complex world of mortgages, interest rates, and lenders can be overwhelming. This is where...

Our Mortgage, Equity Release & Insurance Services


If you’re looking to raise additional funds but you’re currently fixed into a deal with your current provider it is still worth a discussion with us.

It could be that we are able to arrange a further advance with your current provider on your behalf, or it may even be more cost effective to pay early repayment charges in order to borrow additional funds on a new product with a different lender.

Home Mover

There are many different considerations with regard to your mortgage arrangements when you move home.

At Mortgage and Money Management we strongly recommend looking at your borrowing capacity with us, even before looking at properties so you know what you can afford.

First Time Buyer

Buying your first home is a daunting prospect, but you are not alone in this process.

At Mortgage & Money Management, we will discuss all of your needs with you first and look at the best deal to suit you, as well as breaking down all relevant costs you can expect.

Buy to Let

We are able to assist you if you are looking to purchase your first or further Buy to Let properties.

We can also help if you are looking to re-mortgage any existing Buy to Let properties.

Equity Release

Equity release, or a Lifetime mortgage, allows those who are over the age of 55 to release a lump sum/equity from their home without having to sell or move house.

Equity release is a complex product, and it is essential that correct advice is received. Our brokers will explore all options with you to ensure the correct product and advise is provided.


How much will my mortgage repayments be?

How much stamp duty will I pay?


Enter your details below using our Mortgage Repayment & Stamp Duty Calculator to calculate your mortgage repayments.

This calculator is just an estimation of your potential repayments.

Please also consider that the lowest interest rate is not always the best option for your circumstances.

Other factors, such as application or booking fees, may mean that there is a more suitable mortgage available for your needs.

At Mortgage & Money Management, we will search the whole of the market and make the best recommendation to suit your personal circumstances.

"We found the service of Mortgage Money Management to be first class and our broker Simon guided us through the whole re-mortgage process effortlessly, we would have no hesitation in recommending Mortgage Money Management to our friends and family."

Jon – Puckeridge

"A friendly and professional team! We would recommend them to anyone for their trustworthy, knowledgeable and helpful service."

Rob & Claire – Kedington

"As first time buyers we knew very little and we would have been lost without Tom - he was very helpful, knowledgeable, professional and approachable."

Shelley & Phil – Cambridgeshire

"Thank you so much for all our help that our broker put it in the time that we purchased!!!! He was really helpful and we will recommend him to all of our friends!!!"

 Ismet – West Thurrock

Speak With One Of Our Advisers

For any further information please feel free to contact us either by telephone, email or via contact us on our website. You will receive a response within 24 hours of your enquiry.

Call 01920 821 333Or enquire here