What does the Bank of England do? Why do they set the interest rate?
The Bank of England, established in 1694, serves as the central bank of the United Kingdom. Its primary roles include maintaining monetary stability, ensuring the stability of the financial system, and issuing banknotes. 1. Monetary Policy. The Bank of England sets...
Navigating the Housing Dilemma: Buy, Rent, or Embrace Shared Ownership?
Choosing between buying and renting a home has long been a significant decision in one's life. However, in recent times, the landscape has evolved, and potential homeowners are exploring alternative options such as Shared Ownership, particularly in the wake of the...
First Time Buyer? How Mortgage & Money Management Ltd can help
Buying your first home can be an exciting yet daunting experience, especially in the ever-changing landscape of the UK property market. For first-time buyers, navigating the complex world of mortgages, interest rates, and lenders can be overwhelming. This is where...
Importance of Income Protection – Safeguard Your Trade Career with Income Protection
If you're a tradesperson, you understand the significance of your skills to your livelihood. But have you ever contemplated what would transpire if you couldn't work due to an injury or illness? It's a troubling thought, and that's where income protection...
Buildings and Content Insurance
We’re asking everyone to take 5 minutes to check their buildings and contents insurance policies. We’ve had a recent scare where a client’s policy had expired, and they had missed their renewal. It’s easy to do. And easy to fix. Your home is normally your biggest and...
The Benefits of an Independent Mortgage Broker
THE BENEFITS OF GOING TO A BROKER: The broker will review your changing needs; Get the best possible rate and the mortgage that is right for you; Avoid trawling through the internet for hours or being stuck with your existing lender; Up to date knowledge and...
Mortgage Payment Holiday Support
You may have seen in the News the Government’s announcement with regards Mortgage Holiday Payments. We all have to appreciate it is early days following the announcement and most lenders are still either formulating a policy of how to implement individual programmes...
Springboard Mortgages
Following on from last week’s blog regarding the struggles when saving for a house deposit, Barclays have a product which could help solve this problem called the Family Springboard Mortgage. You may have also seen the Halifax Mortgage Boost advert. The Barclays...
Help To Buy ISA coming to an end.
As we’re sure you’re aware, First Time Buyers struggle to save for a deposit on their first home. Help to Buy ISA’s can help boost savings. However, the scheme closes to new applications on 30th November 2019, so now would be the best time to get your foot in the door...
Sponsorship Announcement *Update*
M&MM Ltd has always had close ties with grass roots football and especially with Standon & Puckeridge Hares Youth FC (in all their guises) over the last 10+ years. As a result, we are both proud and pleased to have taken the opportunity to sponsor S&P...