There are many different considerations with regard to your mortgage arrangements when you’re a home mover.
Moving up the property ladder often requires a larger mortgage and we understand the challenges you may face.
Are you wondering if you can borrow the required amount and if the new payments will be affordable to you?
At Mortgage & Money Management, we strongly recommend assessing your borrowing capacity with us even before you start searching for properties. This will give you a clear understanding of what you can afford and make your home search more focused.
Are you currently tied into a product with your current lender?
If so, it might be in your best interest to transfer it and borrow any additional funds you need. Our expert advisors can guide you on whether this is the most cost-effective option for you.
Regardless of your circumstances, we are dedicated to providing the best advice and support throughout the moving process. Let us alleviate the stress and help you make informed decisions.