We are specialist mortgage brokers in Harlow, Essex. We offer you mortgage advice provision to take that confusion away, because we will research the mortgage deals across the whole financial market, taking into account your individual situation, interest rates, and fees to help find the mortgage deal and lender that suits you best.
When you are in the process of buying a new house, most people need to obtain a mortgage to help purchase it.
This can be an extremely daunting business as your house purchase is one of the most significant financial decisions you’ll ever make – so you want to get it right the first time!
And with so many mortgages to choose from, it can be challenging to understand which one is right for you.
Our Mortgage Broker Services in Harlow, Essex
Our independent mortgage brokering team are all licensed financial professionals who can explain anything you don’t understand and will be there for you every step of the way, pointing out the pros and cons of each deal.
- We charge a one-off fee for our mortgage brokering service as we’ll receive what’s called a procuration fee from the lender for any mortgage we arrange for you – we are on the Financial Service Register (FCA no.452616), so we’re more than qualified to give you impartial advice.
- Our mortgage brokers can give you access to an extensive range of lenders to find the mortgage deal and lender that suits you best – our no ‘one size fits all’ approach.
- We’re are committed to providing you with an excellent service, so we’ll support from through every single stage of the buying process until completion.
Why Use a Mortgage Broker?
A mortgage broker is someone who will review all the mortgages available to you based on your individual personal financial situation and apply for one on your behalf.
We can save you time by advising you about which lenders are likely to accept you and how to improve your mortgage application. We can also help speed up the process by dealing with most of your paperwork. We will also liaise with estate agents and solicitors to ensure as smooth a process as possible.
You may save a tonne of time, money, and trouble by using us as your mortgage broker in Harlow, Essex. On your behalf, we will handle everything from looking for a mortgage offer to submitting an application and corresponding with the lender.
As highly skilled and knowledgeable mortgage brokers in Harlow, Essex, we can propose deals that are tailored to your specific needs since we have in-depth understanding of the mortgage industry.
Additionally, we have access to technology through our mortgage brokers, which enables us to research mortgage choices much more rapidly and thoroughly than you could. This also holds true for exclusive deals that you might not have direct access to.
We apply for offers you are likely to obtain because we know which lenders are most likely to accept you and since applying for deals you won’t get might hurt your chances of getting approved for deals in the future. Most individuals in Essex use a mortgage broker to save the worry and difficulty of doing their own application.
They will first determine the amount of mortgage payments you can afford.They will consider your income, loan repayments, and ongoing daily expenses in addition to your income.
This means you should end up with a mortgage that suits your individual needs – it’ll be tailor-made for you.