When you are in the process of buying a new house, most people need to obtain a mortgage to help purchase it.
This can be an extremely daunting business as your house purchase is one of the most significant financial decisions you’ll ever make – so you want to get it right the first time!
And with so many mortgages to choose from, it can be challenging to understand which one is right for you.
Our specialist mortgage broker Hertfordshire services offer you a mortgage advice provision to take that confusion away because we will research the mortgage deals across the whole financial market, taking into account your individual situation, interest rates, and fees to help find the mortgage deal and lender that suits you best.
Why Use a Mortgage Broker?
A mortgage broker is someone who will review all the mortgages available to you based on your individual personal financial situation and apply for one on your behalf.
We can save you time by advising you about which lenders are likely to accept you and how to improve your mortgage application. We can also help speed up the process by dealing with most of your paperwork. We will also liaise with estate agents and solicitors to ensure as smooth a process as possible.
Using us as your mortgage broker in Hertfordshire can save you a lot of time, money, and stress. We will handle everything from searching for a mortgage deal to applying and communicating with the lender on behalf of you.
As highly-qualified and experienced mortgage brokers in Hertfordshire, we have expert knowledge of the mortgage market and will be able to recommend deals that suit your personal situation.
Our mortgage brokers also have access to software that allows us to search mortgage deals much faster and more thoroughly than you could yourself. This also includes exclusive deals that may not be readily available to you directly.
We know which lenders are most likely to accept you, and we’ll avoid applying for deals you’re unlikely to get, as this can have a negative impact on future applications. Most people use a mortgage broker in Hertfordshire to take away the stress and hassle of applying independently.
Firstly they will assess the level of mortgage repayments you can afford. They will look at your income as well as your debt repayments and your current day-to-day spending.
This means you should end up with a mortgage that suits your individual needs – it’ll be tailored-made for you.
Our Mortgage Broker Services in Hertfordshire
Our independent mortgage brokering team are all licensed financial professionals who can explain anything you don’t understand and will be there for you every step of the way, pointing out the pros and cons of each deal.
- We charge a one-off fee for our mortgage brokering service as we’ll receive what’s called a procuration fee from the lender for any mortgage we arrange for you – we are on the Financial Service Register (FCA no.452616), so we’re more than qualified to give you impartial advice.
- Our mortgage brokers, Hertfordshire, can give you access to an extensive range of lenders to find the mortgage deal and lender that suits you best – our no ‘one size fits all’ approach.
- We’re are committed to providing you with an excellent service, so we’ll support from through every single stage of the buying process until completion.